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Hazards in the dual banking system: ...
~
Simon, Arthur Marshall.
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Hazards in the dual banking system: Survival analysis and population ecology of Florida banks, thrifts, and credit unions.
Record Type:
Language materials, printed : Monograph/item
Title/Author:
Hazards in the dual banking system: Survival analysis and population ecology of Florida banks, thrifts, and credit unions./
Author:
Simon, Arthur Marshall.
Description:
299 p.
Notes:
Major Professor: Ralph Brower.
Contained By:
Dissertation Abstracts International62-02A.
Subject:
Business Administration, Banking. -
Online resource:
http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=3004441
ISBN:
0493137157
Hazards in the dual banking system: Survival analysis and population ecology of Florida banks, thrifts, and credit unions.
Simon, Arthur Marshall.
Hazards in the dual banking system: Survival analysis and population ecology of Florida banks, thrifts, and credit unions.
- 299 p.
Major Professor: Ralph Brower.
Thesis (Ph.D.)--The Florida State University, 2001.
Event history analysis is used to ascertain survival functions and hazard ratios of three closely related organizational populations in Florida: banks, thrifts, and credit unions. Particular emphasis is placed on the relative survivorship of state- and federal-chartered institutions. Both founding models and disbanding models are analyzed. Findings indicate that contemporaneous population density has a significant nonmonotonic effect on critical rates in each of the focal populations. However, the shape of the functional relationship between density and mortality in the thrift population is cubic (with two inflection points) rather than quadratic (with a single inflection point), as otherwise predicted by the standard ecological model. Also, density effects are confounded by certain other covariates in complex multivariate models. Legitimation of organizational forms occurs not only at the population level but also at a higher supra-population level (in the nationwide organizational field). Density at birth has an indelible negative effect on survivorship of depository institutions, particularly credit unions and banks, regardless of changes in population density over time. Increases in direct density in local regions affect hazard ratios differently than increases in diffuse density at the population level. Interpopulation cross-density effects at the community level are significant. Both competition and mutualism are observed. Besides density-related variables, event history models are specified with covariates for the number of recent events, age and size of organization members, age and mass of organizational populations, and factors that represent structural variation in the bank population. Some covariates are shown to be independent, consistent, and robust across models. Others demonstrate different effects in different populations or in models with different combinations of covariates. Significant results support a wide range of research hypotheses.
ISBN: 0493137157Subjects--Topical Terms:
1018458
Business Administration, Banking.
Hazards in the dual banking system: Survival analysis and population ecology of Florida banks, thrifts, and credit unions.
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Hazards in the dual banking system: Survival analysis and population ecology of Florida banks, thrifts, and credit unions.
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Major Professor: Ralph Brower.
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Source: Dissertation Abstracts International, Volume: 62-02, Section: A, page: 0768.
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Thesis (Ph.D.)--The Florida State University, 2001.
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Event history analysis is used to ascertain survival functions and hazard ratios of three closely related organizational populations in Florida: banks, thrifts, and credit unions. Particular emphasis is placed on the relative survivorship of state- and federal-chartered institutions. Both founding models and disbanding models are analyzed. Findings indicate that contemporaneous population density has a significant nonmonotonic effect on critical rates in each of the focal populations. However, the shape of the functional relationship between density and mortality in the thrift population is cubic (with two inflection points) rather than quadratic (with a single inflection point), as otherwise predicted by the standard ecological model. Also, density effects are confounded by certain other covariates in complex multivariate models. Legitimation of organizational forms occurs not only at the population level but also at a higher supra-population level (in the nationwide organizational field). Density at birth has an indelible negative effect on survivorship of depository institutions, particularly credit unions and banks, regardless of changes in population density over time. Increases in direct density in local regions affect hazard ratios differently than increases in diffuse density at the population level. Interpopulation cross-density effects at the community level are significant. Both competition and mutualism are observed. Besides density-related variables, event history models are specified with covariates for the number of recent events, age and size of organization members, age and mass of organizational populations, and factors that represent structural variation in the bank population. Some covariates are shown to be independent, consistent, and robust across models. Others demonstrate different effects in different populations or in models with different combinations of covariates. Significant results support a wide range of research hypotheses.
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http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=3004441
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