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Essays on microfinance: Financial an...

The University of North Carolina at Chapel Hill., Economics.

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Essays on microfinance: Financial and social impacts in rural Bangladesh.

Record Type:	Language materials, printed : Monograph/item
Title/Author:	Essays on microfinance: Financial and social impacts in rural Bangladesh./
Author:	Saad, Syed Towhid.
Description:	113 p.
Notes:	Adviser: John Akin.
Contained By:	Dissertation Abstracts International70-04A.
Subject:	Economics, Agricultural. -
Online resource:	http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=3354507
ISBN:	9781109115574

Essays on microfinance: Financial and social impacts in rural Bangladesh.
Saad, Syed Towhid.

Essays on microfinance: Financial and social impacts in rural Bangladesh. - 113 p.

Adviser: John Akin.

Thesis (Ph.D.)--The University of North Carolina at Chapel Hill, 2009.

Rural credit programs in developing countries are designed to help the poorest of the poor by providing collateral-free loans at a low cost. In order to properly measure the efficacy of these programs, one needs to examine not only the pecuniary benefits of the programs but also the non-pecuniary benefits. The micro-loans are mandated for income-generating purpose such as investing in a micro-enterprise. To elaborate, one way that credit programs can benefit the poor is by providing them opportunities to increase their income. Another way that these programs benefit is by empowering women. The credit programs tend to target poor women, thereby providing them with income-generating opportunities that they otherwise lack. A woman's potential contribution to the household income may increase her intra-household bargaining power and empower her. This may have far-reaching consequences in terms of household investment in children's health and education, as well as a woman's wellbeing.

ISBN: 9781109115574Subjects--Topical Terms:

626648
Economics, Agricultural.

Essays on microfinance: Financial and social impacts in rural Bangladesh.
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020 $a 9781109115574
035 $a (UMI)AAI3354507
035 $a AAI3354507
040 $a UMI $c UMI
100 1 $a Saad, Syed Towhid. $3 1022425
245 1 0 $a Essays on microfinance: Financial and social impacts in rural Bangladesh.
300 $a 113 p.
500 $a Adviser: John Akin.
500 $a Source: Dissertation Abstracts International, Volume: 70-04, Section: A, page: 1365.
502 $a Thesis (Ph.D.)--The University of North Carolina at Chapel Hill, 2009.
520 $a Rural credit programs in developing countries are designed to help the poorest of the poor by providing collateral-free loans at a low cost. In order to properly measure the efficacy of these programs, one needs to examine not only the pecuniary benefits of the programs but also the non-pecuniary benefits. The micro-loans are mandated for income-generating purpose such as investing in a micro-enterprise. To elaborate, one way that credit programs can benefit the poor is by providing them opportunities to increase their income. Another way that these programs benefit is by empowering women. The credit programs tend to target poor women, thereby providing them with income-generating opportunities that they otherwise lack. A woman's potential contribution to the household income may increase her intra-household bargaining power and empower her. This may have far-reaching consequences in terms of household investment in children's health and education, as well as a woman's wellbeing.
520 $a In the following thesis, I present two papers that investigate the two different effects of credit programs. The first chapter examines the effect of borrowing from credit and non-credit programs on self-employment profits. The second chapter examines the effect of men's and women's self-employment profits on woman's intra-household bargaining power and how it differs with the gender of the primary borrower. The self-employment activities that are considered were primarily funded by the credit programs or by non-credit sources such as commercial banks and moneylenders.
590 $a School code: 0153.
650 4 $a Economics, Agricultural. $3 626648
650 4 $a Economics, General. $3 1017424
650 4 $a Economics, Labor. $3 1019135
690 $a 0501
690 $a 0503
690 $a 0510
710 2 $a The University of North Carolina at Chapel Hill. $b Economics. $3 1022423
773 0 $t Dissertation Abstracts International $g 70-04A.
790 $a 0153
790 1 0 $a Akin, John, $e advisor
790 1 0 $a Chavis, Larry $e committee member
790 1 0 $a Guilkey, David $e committee member
790 1 0 $a Lich-Tyler, Stephen $e committee member
790 1 0 $a Tauchen, Helen $e committee member
791 $a Ph.D.
792 $a 2009
856 4 0 $u http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=3354507