| 紀錄類型: |
書目-電子資源
: Monograph/item
|
| 正題名/作者: |
Buying real estate foreclosures/ Melissa S. Kollen-Rice. |
| 作者: |
Kollen, Melissa S. |
| 出版者: |
New York :McGraw-Hill, : 2003., |
| 面頁冊數: |
xxvi, 214 p. :ill. |
| 內容註: |
Understanding foreclosures -- An overview of the legal procedure -- Mortgages and deeds of trust -- A mortgage foreclosure -- A trust deed foreclosure -- The Soldiers and Sailors Civil Relief Act of 1940 -- Opportunities for purchasing foreclosures -- The basics of buying foreclosures at the auction -- A day at the auction -- The opening bid amount -- The bidding procedure -- The high bidder -- Thirty days to close in bank auctions -- Unusual closing delays -- Warning: peculiar purchase ahead -- Buying for less than market value -- No down payment refunds -- The burden of dispossessing occupants -- Buying in as-is condition -- The delinquent borrowers right of redemption -- Unanticipated liens you may be responsible for in addition to the purchase price -- Finding upcoming foreclosure auctions -- Foreclosure auction list publications -- Announcements in local newspapers -- The basics of buying foreclosures after the auction-from banks -- Defining bank-owned properties -- The property was not sold at the public auction -- The deed to the property was returned to the lender (a.k.a., a friendly foreclosure) -- Redefining bank-owned properties -- A lenders view of bank-owned property -- Buying REOs vs. buying foreclosures at bank auctions -- Finding REOs -- Preparing your offer -- Negotiating strategies that help you cut through the red tape -- Justify low offers with documentation -- Rise above your competition -- The basics of buying foreclosures after the auction-from federal, state and local government agencies -- Defining government-owned property -- Government Services Administration (GSA) sales -- Department of Housing and Urban Development (HUD) sales (a.k.a. FHA foreclosures) -- Veterans Administration (VA) sales -- Federal Deposit Insurance Corp. (FDIC) sales -- Federal Home Loan Mortgage Corporation (Freddie Mac) sales -- Federal National Mortgage Association (Fannie Mae) sales -- The basics of buying foreclosures before the auction -- Understanding the delinquent owners -- How you can help negotiating with the delinquent owners-when the property has equity -- Negotiation with the delinquent owners-when there is negative equity (a.k.a. short sales) -- Finding pre-auction foreclosures -- Contacting delinquent owners -- Once is not enough -- Dress for success -- Letters that open doors -- Envelopes that beg to be open and read -- Additional strategies and tips for buying pre-auction foreclosures -- Include these contract terms -- Use the "B" (as in Bankruptcy) word in self-defense if the lender is unreasonable -- Financing foreclosures with traditional mortgage loans -- The burden of proof -- Decisions, decisions -- Basic mortgage types -- Conventional fixed-rate mortgages -- FHA/VA Loans -- Balloon loans -- Adjustable rate mortgages (ARMs) -- Graduated-payment mortgages -- Comparison shopping for the best lender -- Key questions to ask a lender for fixed and adjustable rate loans, ask. |
| 標題: |
Foreclosure. - |
| 電子資源: |
https://search.ebscohost.com/login.aspx?direct=true&scope=site&db=nlebk&AN=100672An electronic book accessible through the World Wide Web; click for information |
| ISBN: |
0071436022 (electronic bk.) |