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Adoption of Digital Data Wallets: UT...

Tibbe, Maureen Rachel,

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Adoption of Digital Data Wallets: UTAUT2 Encounters Privacy Calculus /

Record Type:	Electronic resources : Monograph/item
Title/Author:	Adoption of Digital Data Wallets: UTAUT2 Encounters Privacy Calculus // Maureen Rachel Tibbe.
Author:	Tibbe, Maureen Rachel,
Description:	1 electronic resource (40 pages)
Notes:	Source: Masters Abstracts International, Volume: 85-11.
Contained By:	Masters Abstracts International85-11.
Subject:	Technology adoption. -
Online resource:	https://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=31018976
ISBN:	9798382707495

Adoption of Digital Data Wallets: UTAUT2 Encounters Privacy Calculus /
Tibbe, Maureen Rachel,

Adoption of Digital Data Wallets: UTAUT2 Encounters Privacy Calculus /Maureen Rachel Tibbe. - 1 electronic resource (40 pages)

Source: Masters Abstracts International, Volume: 85-11.

Headlines about data leaks, stolen identities, and privacy breaches are no rarity, providing an opportunity for decentralized identity management systems to gain increasing attention. The underlying solution involve digital data wallets (DDWs), which allow users to verify themselves for various services by securely storing their own data - from university certificates to ID cards to health records. Accordingly, it is critical to understand what factors influence the expected use of DDWs along with the extent to which privacy concerns affect their adoption. Therefore, this study provides a holistic approach by proposing a model consisting of variables from the unified theory of acceptance and use of technology (UTAUT2) as well as variables from the privacy calculus model fused into a distinct model. The model was estimated using the partial least squares method and survey data from 400 respondents. It revealed that perceived benefits as well as perceived value play a vital role in the expected use of DDWs. Contrarily, perceived risks were found to influence perceived value, but not expected use. Overall, the model resulted in 11 out of 18 hypotheses being supported. These results help to understand how users will adopt DDWs and are important in encouraging citizens to engage with this new technology.

English

ISBN: 9798382707495Subjects--Topical Terms:

3681799
Technology adoption.

Adoption of Digital Data Wallets: UTAUT2 Encounters Privacy Calculus /
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500 $a Advisors: Oliveira, Tiago.
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520 $a Headlines about data leaks, stolen identities, and privacy breaches are no rarity, providing an opportunity for decentralized identity management systems to gain increasing attention. The underlying solution involve digital data wallets (DDWs), which allow users to verify themselves for various services by securely storing their own data - from university certificates to ID cards to health records. Accordingly, it is critical to understand what factors influence the expected use of DDWs along with the extent to which privacy concerns affect their adoption. Therefore, this study provides a holistic approach by proposing a model consisting of variables from the unified theory of acceptance and use of technology (UTAUT2) as well as variables from the privacy calculus model fused into a distinct model. The model was estimated using the partial least squares method and survey data from 400 respondents. It revealed that perceived benefits as well as perceived value play a vital role in the expected use of DDWs. Contrarily, perceived risks were found to influence perceived value, but not expected use. Overall, the model resulted in 11 out of 18 hypotheses being supported. These results help to understand how users will adopt DDWs and are important in encouraging citizens to engage with this new technology.
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