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The Perspective of Financial Aid Personnel on Middle-Income Student Loan Borrowing.

Record Type:	Electronic resources : Monograph/item
Title/Author:	The Perspective of Financial Aid Personnel on Middle-Income Student Loan Borrowing./
Author:	LaCognata, Nicole.
Description:	1 online resource (92 pages)
Notes:	Source: Dissertations Abstracts International, Volume: 84-12, Section: A.
Contained By:	Dissertations Abstracts International84-12A.
Subject:	Higher education administration. -
Online resource:	http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=30315006click for full text (PQDT)
ISBN:	9798379727451

The Perspective of Financial Aid Personnel on Middle-Income Student Loan Borrowing.
LaCognata, Nicole.

The Perspective of Financial Aid Personnel on Middle-Income Student Loan Borrowing. - 1 online resource (92 pages)

Source: Dissertations Abstracts International, Volume: 84-12, Section: A.

Thesis (Ed.D.)--Northern Illinois University, 2023.

Includes bibliographical references

The purpose of this dissertation was to understand the financial aid personnel's perspective on the impacts of middle-income student loan borrowing. Student loan borrowing is a concern for many due to the current debt reaching extraordinary amounts. This research explored the impacts specifically on middle-income students as opposed to low- or high-income students. Middle-income, for the purposes of this research, was defined as students who are above the threshold for need-based aid, but still have a remaining need. Four themes occurred as a result of this research: 1) payment opportunities for middle-income students 2) opt in and opt out loan awarding, 3) impacts of default for schools and students, and 4) communication methods to increase middle-income informed borrowing.

Electronic reproduction.
Ann Arbor, Mich. :
ProQuest,
2023

Mode of access: World Wide Web

ISBN: 9798379727451Subjects--Topical Terms:

2122863
Higher education administration.
Subjects--Index Terms:

BorrowingIndex Terms--Genre/Form:

542853
Electronic books.

The Perspective of Financial Aid Personnel on Middle-Income Student Loan Borrowing.
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245 1 4 $a The Perspective of Financial Aid Personnel on Middle-Income Student Loan Borrowing.
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500 $a Source: Dissertations Abstracts International, Volume: 84-12, Section: A.
500 $a Advisor: Hu, Xiaodan.
502 $a Thesis (Ed.D.)--Northern Illinois University, 2023.
504 $a Includes bibliographical references
520 $a The purpose of this dissertation was to understand the financial aid personnel's perspective on the impacts of middle-income student loan borrowing. Student loan borrowing is a concern for many due to the current debt reaching extraordinary amounts. This research explored the impacts specifically on middle-income students as opposed to low- or high-income students. Middle-income, for the purposes of this research, was defined as students who are above the threshold for need-based aid, but still have a remaining need. Four themes occurred as a result of this research: 1) payment opportunities for middle-income students 2) opt in and opt out loan awarding, 3) impacts of default for schools and students, and 4) communication methods to increase middle-income informed borrowing.
533 $a Electronic reproduction. $b Ann Arbor, Mich. : $c ProQuest, $d 2023
538 $a Mode of access: World Wide Web
650 4 $a Higher education administration. $3 2122863
653 $a Borrowing
653 $a Debt
653 $a Financial aid
653 $a Loans
653 $a Student
653 $a Tuition
655 7 $a Electronic books. $2 lcsh $3 542853
690 $a 0446
690 $a 0770
710 2 $a ProQuest Information and Learning Co. $3 783688
710 2 $a Northern Illinois University. $b Counseling and Higher Education. $3 3480540
773 0 $t Dissertations Abstracts International $g 84-12A.
856 4 0 $u http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=30315006 $z click for full text (PQDT)