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Financial Literacy : = Examining Whether Third Year Physical Therapy Students Have the Financial Knowledge to Manage Debt.
紀錄類型:
書目-電子資源 : Monograph/item
正題名/作者:
Financial Literacy :/
其他題名:
Examining Whether Third Year Physical Therapy Students Have the Financial Knowledge to Manage Debt.
作者:
Bynum, Luke Austin.
面頁冊數:
1 online resource (136 pages)
附註:
Source: Dissertations Abstracts International, Volume: 84-05, Section: B.
Contained By:
Dissertations Abstracts International84-05B.
標題:
Physical therapy. -
電子資源:
http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=29392929click for full text (PQDT)
ISBN:
9798357572684
Financial Literacy : = Examining Whether Third Year Physical Therapy Students Have the Financial Knowledge to Manage Debt.
Bynum, Luke Austin.
Financial Literacy :
Examining Whether Third Year Physical Therapy Students Have the Financial Knowledge to Manage Debt. - 1 online resource (136 pages)
Source: Dissertations Abstracts International, Volume: 84-05, Section: B.
Thesis (Ph.D.)--William Carey University, 2022.
Includes bibliographical references
Obtaining a Doctor of Physical Therapy (DPT) degree can be an expensive endeavor that often requires a significant amount of student loan debt to complete. Unfortunately, there is no requirement to be financially knowledgeable before borrowing large amounts of money. The purpose of this study was to explore third-year DPT students' financial literacy, loan debt burden, and whether debt burden caused a high degree of stress. The researcher used the Financial Literacy and Financial Education Theoretical Framework as the basis for this study. A quantitative, cross-sectional, comparative, closed-ended survey was used to evaluate 60 third-year DPT students from public and private universities in Mississippi, Arkansas, and Tennessee. Data analysis revealed that third-year DPT students had significant student loan debt, poor levels of financial literacy, and moderate amounts of stress. However, there were no significant differences between third-year DPT students' financial literacy and the average American. Findings from the study also indicated there was not a statistically significant difference between financial literacy and perceived stress in students with less than $100,000 of student loan debt or greater than $100,000 in student loan debt. With the considerable student loan debt, poor levels of financial literacy, and moderate amounts of stress discovered, implications of the study include the need to provide financial literacy and money management training as part of DPT coursework.
Electronic reproduction.
Ann Arbor, Mich. :
ProQuest,
2023
Mode of access: World Wide Web
ISBN: 9798357572684Subjects--Topical Terms:
588713
Physical therapy.
Subjects--Index Terms:
DebtIndex Terms--Genre/Form:
542853
Electronic books.
Financial Literacy : = Examining Whether Third Year Physical Therapy Students Have the Financial Knowledge to Manage Debt.
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Obtaining a Doctor of Physical Therapy (DPT) degree can be an expensive endeavor that often requires a significant amount of student loan debt to complete. Unfortunately, there is no requirement to be financially knowledgeable before borrowing large amounts of money. The purpose of this study was to explore third-year DPT students' financial literacy, loan debt burden, and whether debt burden caused a high degree of stress. The researcher used the Financial Literacy and Financial Education Theoretical Framework as the basis for this study. A quantitative, cross-sectional, comparative, closed-ended survey was used to evaluate 60 third-year DPT students from public and private universities in Mississippi, Arkansas, and Tennessee. Data analysis revealed that third-year DPT students had significant student loan debt, poor levels of financial literacy, and moderate amounts of stress. However, there were no significant differences between third-year DPT students' financial literacy and the average American. Findings from the study also indicated there was not a statistically significant difference between financial literacy and perceived stress in students with less than $100,000 of student loan debt or greater than $100,000 in student loan debt. With the considerable student loan debt, poor levels of financial literacy, and moderate amounts of stress discovered, implications of the study include the need to provide financial literacy and money management training as part of DPT coursework.
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