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Financial Illiteracy and Minority Small Business Failure.

紀錄類型:	書目-電子資源 : Monograph/item
正題名/作者:	Financial Illiteracy and Minority Small Business Failure./
作者:	Jackson, Julia L.
出版者:	Ann Arbor : ProQuest Dissertations & Theses, : 2021,
面頁冊數:	158 p.
附註:	Source: Dissertations Abstracts International, Volume: 83-03, Section: A.
Contained By:	Dissertations Abstracts International83-03A.
標題:	Finance. -
電子資源:	http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=28719373
ISBN:	9798538110643

Financial Illiteracy and Minority Small Business Failure.
Jackson, Julia L.

Financial Illiteracy and Minority Small Business Failure. - Ann Arbor : ProQuest Dissertations & Theses, 2021 - 158 p.

Source: Dissertations Abstracts International, Volume: 83-03, Section: A.

Thesis (Ph.D.)--Walden University, 2021.

This item must not be sold to any third party vendors.

Minority small businesses are important contributors to the U.S. economy. As such, financial illiteracy resulting in the failure of minority small businesses is a significant problem. The purpose of this study was to determine whether a quantitative correlation exists between financial illiteracy and minority small business failure in the United States. The theoretical foundation consisted of administrative, systems, human capital theories and system thinking, financial, and management concepts. The research questions exhaustively reviewed secondary financial literacy and various business management research data that relate to the ability of the U.S. minority population to create wealth through sustained entrepreneurial success using a cross-sectional design. Data sources included the National Financial Capability Study, the Annual Survey of Entrepreneurs alongside other U.S. Census Bureau reports, the Financial Literacy Annual report, and the Small Business Administration database. Information from 111 randomly selected minority entrepreneurs was examined. Data were coded and analyzed using quantitative analysis software via correlational themes through which Positive (+1) variable relationships were evident. Study findings suggested a significant correlation between financial illiteracy and minority small business failure. The results propose positive social change implications by contributing original knowledge that supports the theories in management. The results can also be used by policymakers, investors, and helping agencies to address financial and management readiness more accurately in the minority small business sector to offer solutions for owners' sustainability. This research is significant for minority business owners, educators, and investors in the U.S. economy.

ISBN: 9798538110643Subjects--Topical Terms:

542899
Finance.
Subjects--Index Terms:

Business Failure

Financial Illiteracy and Minority Small Business Failure.
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500 $a Source: Dissertations Abstracts International, Volume: 83-03, Section: A.
500 $a Advisor: Bouvin, David;Dibele, Cassie.
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520 $a Minority small businesses are important contributors to the U.S. economy. As such, financial illiteracy resulting in the failure of minority small businesses is a significant problem. The purpose of this study was to determine whether a quantitative correlation exists between financial illiteracy and minority small business failure in the United States. The theoretical foundation consisted of administrative, systems, human capital theories and system thinking, financial, and management concepts. The research questions exhaustively reviewed secondary financial literacy and various business management research data that relate to the ability of the U.S. minority population to create wealth through sustained entrepreneurial success using a cross-sectional design. Data sources included the National Financial Capability Study, the Annual Survey of Entrepreneurs alongside other U.S. Census Bureau reports, the Financial Literacy Annual report, and the Small Business Administration database. Information from 111 randomly selected minority entrepreneurs was examined. Data were coded and analyzed using quantitative analysis software via correlational themes through which Positive (+1) variable relationships were evident. Study findings suggested a significant correlation between financial illiteracy and minority small business failure. The results propose positive social change implications by contributing original knowledge that supports the theories in management. The results can also be used by policymakers, investors, and helping agencies to address financial and management readiness more accurately in the minority small business sector to offer solutions for owners' sustainability. This research is significant for minority business owners, educators, and investors in the U.S. economy.
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