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Flood Insurance Market Penetration i...

Grist, Mary Blain.

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Flood Insurance Market Penetration in Georgia Before and After Hurricane Irma.

Record Type:	Electronic resources : Monograph/item
Title/Author:	Flood Insurance Market Penetration in Georgia Before and After Hurricane Irma./
Author:	Grist, Mary Blain.
Published:	Ann Arbor : ProQuest Dissertations & Theses, : 2020,
Description:	64 p.
Notes:	Source: Masters Abstracts International, Volume: 81-12.
Contained By:	Masters Abstracts International81-12.
Subject:	Environmental economics. -
Online resource:	https://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=27829842
ISBN:	9798645489106

Flood Insurance Market Penetration in Georgia Before and After Hurricane Irma.
Grist, Mary Blain.

Flood Insurance Market Penetration in Georgia Before and After Hurricane Irma. - Ann Arbor : ProQuest Dissertations & Theses, 2020 - 64 p.

Source: Masters Abstracts International, Volume: 81-12.

Thesis (M.S.)--University of Georgia, 2020.

This item must not be sold to any third party vendors.

This paper aims to evaluate the effect that a significant natural disaster has on the take-up rates of flood insurance in a state typically considered low risk for hurricanes and tropical storms. In reviewing empirical literature, we analyze factors that contribute to the change in market penetration. We combine policies and claims data from the Federal Emergency Management Agency (FEMA) with demographic data and precipitation data to evaluate the change in policies and coverage in counties affected by Hurricane Irma before and after the event using the Difference-in-Differences regression method. We find significant effects on policies and coverage in counties affected after Hurricane Irma relative to those not directly affected. We consider this compelling evidence of short-run impacts that extreme weather events can have on areas that do not routinely experience disastrous storms. Finally, we highlight avenues for further research involving other contributing factors and additional natural disasters.

ISBN: 9798645489106Subjects--Topical Terms:

535179
Environmental economics.
Subjects--Index Terms:

Difference-in-difference

Flood Insurance Market Penetration in Georgia Before and After Hurricane Irma.
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100 1 $a Grist, Mary Blain. $3 3554556
245 1 0 $a Flood Insurance Market Penetration in Georgia Before and After Hurricane Irma.
260 1 $a Ann Arbor : $b ProQuest Dissertations & Theses, $c 2020
300 $a 64 p.
500 $a Source: Masters Abstracts International, Volume: 81-12.
500 $a Advisor: Landry, Craig E.
502 $a Thesis (M.S.)--University of Georgia, 2020.
506 $a This item must not be sold to any third party vendors.
520 $a This paper aims to evaluate the effect that a significant natural disaster has on the take-up rates of flood insurance in a state typically considered low risk for hurricanes and tropical storms. In reviewing empirical literature, we analyze factors that contribute to the change in market penetration. We combine policies and claims data from the Federal Emergency Management Agency (FEMA) with demographic data and precipitation data to evaluate the change in policies and coverage in counties affected by Hurricane Irma before and after the event using the Difference-in-Differences regression method. We find significant effects on policies and coverage in counties affected after Hurricane Irma relative to those not directly affected. We consider this compelling evidence of short-run impacts that extreme weather events can have on areas that do not routinely experience disastrous storms. Finally, we highlight avenues for further research involving other contributing factors and additional natural disasters.
590 $a School code: 0077.
650 4 $a Environmental economics. $3 535179
653 $a Difference-in-difference
653 $a FEMA
653 $a Flood Insurance
653 $a Hurricane Irma
653 $a NFIP
653 $a Georgia
690 $a 0438
710 2 $a University of Georgia. $b Agricultural and Applied Economics - MS. $3 3547054
773 0 $t Masters Abstracts International $g 81-12.
790 $a 0077
791 $a M.S.
792 $a 2020
793 $a English
856 4 0 $u https://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=27829842