東華大學圖書館 |

Language: English

Help

回圖書館首頁

手機版館藏查詢

Back

Switch To: Labeled | MARC Mode | ISBD

Security Risk Tolerance in Mobile Pa...

Chen, Yong.

Linked to FindBook

Google Book

Amazon

博客來

Security Risk Tolerance in Mobile Payment: A Tradeoff Framework.

Record Type:	Electronic resources : Monograph/item
Title/Author:	Security Risk Tolerance in Mobile Payment: A Tradeoff Framework./
Author:	Chen, Yong.
Published:	Ann Arbor : ProQuest Dissertations & Theses, : 2018,
Description:	145 p.
Notes:	Source: Dissertation Abstracts International, Volume: 80-03(E), Section: B.
Contained By:	Dissertation Abstracts International80-03B(E).
Subject:	Information technology. -
Online resource:	http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=10927995
ISBN:	9780438539327

Security Risk Tolerance in Mobile Payment: A Tradeoff Framework.
Chen, Yong.

Security Risk Tolerance in Mobile Payment: A Tradeoff Framework. - Ann Arbor : ProQuest Dissertations & Theses, 2018 - 145 p.

Source: Dissertation Abstracts International, Volume: 80-03(E), Section: B.

Thesis (Ph.D.)--Old Dominion University, 2018.

Security is identified as a major barrier for consumers in adopting mobile payment. Although existing literature has incorporated security into the Technology Acceptance Model (TAM), the Unified Theory of Acceptance, and the Use of Technology (UTAUT) and it has investigated the way in which security affects consumers' acceptance of mobile payment, security is a factor only in diverse research models. Studies of mobile payment that focus on security are not available. Additionally, previous studies of mobile payment are based on Direct Carrier Billing- (DCB)-based mobile payment or Near Field Communication- (NFC)-based mobile payment. The results regarding security might not be applicable to Quick Response (QR) code-based mobile payment, the format that has become prevalent in recent years. As such, this study focuses on security of using mobile payment and develops a benefit-cost appraisal and a trade-off framework by integrating the Theory of Reasoned Action (TRA), the Theory of Planned Behavior (TPB), the Protection Motivation Theory (PMT), and the Rational Choice Theory (RCT). Particularly, this study introduces security risk tolerance into mobile payment study and sets it as the dependent variable. This study proposes that consumers' security risk tolerance is shaped by their benefit-cost appraisal and their tradeoff process, regarding the use of mobile payment.

ISBN: 9780438539327Subjects--Topical Terms:

532993
Information technology.

Security Risk Tolerance in Mobile Payment: A Tradeoff Framework.
LDR:03413nmm a2200313 4500 001 2203974
005 20190624102616.5
008 201008s2018 ||||||||||||||||| ||eng d
020 $a 9780438539327
035 $a (MiAaPQ)AAI10927995
035 $a (MiAaPQ)odu:10741
035 $a AAI10927995
040 $a MiAaPQ $c MiAaPQ
100 1 $a Chen, Yong. $3 1017770
245 1 0 $a Security Risk Tolerance in Mobile Payment: A Tradeoff Framework.
260 1 $a Ann Arbor : $b ProQuest Dissertations & Theses, $c 2018
300 $a 145 p.
500 $a Source: Dissertation Abstracts International, Volume: 80-03(E), Section: B.
500 $a Adviser: Li Xu.
502 $a Thesis (Ph.D.)--Old Dominion University, 2018.
520 $a Security is identified as a major barrier for consumers in adopting mobile payment. Although existing literature has incorporated security into the Technology Acceptance Model (TAM), the Unified Theory of Acceptance, and the Use of Technology (UTAUT) and it has investigated the way in which security affects consumers' acceptance of mobile payment, security is a factor only in diverse research models. Studies of mobile payment that focus on security are not available. Additionally, previous studies of mobile payment are based on Direct Carrier Billing- (DCB)-based mobile payment or Near Field Communication- (NFC)-based mobile payment. The results regarding security might not be applicable to Quick Response (QR) code-based mobile payment, the format that has become prevalent in recent years. As such, this study focuses on security of using mobile payment and develops a benefit-cost appraisal and a trade-off framework by integrating the Theory of Reasoned Action (TRA), the Theory of Planned Behavior (TPB), the Protection Motivation Theory (PMT), and the Rational Choice Theory (RCT). Particularly, this study introduces security risk tolerance into mobile payment study and sets it as the dependent variable. This study proposes that consumers' security risk tolerance is shaped by their benefit-cost appraisal and their tradeoff process, regarding the use of mobile payment.
520 $a Based on an online survey that collected data from 324 respondents in China, this study empirically tests and validates the research model. The ?ndings suggest that consumers' perceived benefit in using mobile payment is positively related to their security risk tolerance, whereas their perceived cost of using mobile payment is negatively related to their security risk tolerance. Convenience, safety, and savings positively affect consumers' perceived benefit. The security threat positively affects consumers' perceived cost. Payment tradition moderates consumers' benefit-cost appraisal and trade-off process, but normative beliefs do not have a significant moderating effect. Self-efficacy only moderates the relationship between consumers' perceived cost and their security risk tolerance. This study finds that males and females complete their benefit-cost appraisal and their trade-off process regarding security of using mobile payment very similarly. Gender differences only exist in the relationship between savings and consumers' perceived benefit of using mobile payment.
590 $a School code: 0418.
650 4 $a Information technology. $3 532993
650 4 $a Commerce-Business. $3 3168423
690 $a 0489
690 $a 0505
710 2 $a Old Dominion University. $b Business Administration-Information Technology. $3 3430789
773 0 $t Dissertation Abstracts International $g 80-03B(E).
790 $a 0418
791 $a Ph.D.
792 $a 2018
793 $a English
856 4 0 $u http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=10927995