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Payment security and the EMV chip tr...

Thompson, Gary Scott.

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Payment security and the EMV chip transition.

紀錄類型:	書目-電子資源 : Monograph/item
正題名/作者:	Payment security and the EMV chip transition./
作者:	Thompson, Gary Scott.
面頁冊數:	54 p.
附註:	Source: Masters Abstracts International, Volume: 55-03.
Contained By:	Masters Abstracts International55-03(E).
標題:	Information technology. -
電子資源:	http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=1605576
ISBN:	9781339331799

Payment security and the EMV chip transition.
Thompson, Gary Scott.

Payment security and the EMV chip transition. - 54 p.

Source: Masters Abstracts International, Volume: 55-03.

Thesis (M.S.)--Utica College, 2015.

Data breaches of payment card information became a problem that not only cost merchants and financial institutions money, but also consumer confidence. In the United States, it was easy for criminals to steal card data and replicate fake payment cards. To combat this growing card fraud problem a 2011 roadmap created a shift to an EMV chip card standard. In October of 2015, the shift occurred, but many consumers still did not have payment cards with the new integrated chips, and many merchants did not have chip card enabled terminals. Despite this, the shift was successful, and in the next few years, most merchants U.S. and consumers will be using the chip cards and chip card enabled terminals. The purpose of this research was to evaluate the impact of EMV on the credit and debit card payment security. The results revealed that the transition to EMV chip cards was an improvement. Chip cards will reduce card present fraud, as it will be much more difficult for criminals to create fraudulent payment cards. The research also revealed that the transition did not go far enough with the standard only being chip and signature and not a full chip and PIN EMV standard. Because integrated chip cards will make it more difficult to replicate fake cards, fraud will move to card not present environments, where the chip is not swiped for authentication. To combat card-not-present crime layered security will be necessary.

ISBN: 9781339331799Subjects--Topical Terms:

532993
Information technology.

Payment security and the EMV chip transition.
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