東華大學圖書館 |

Language: English

Help

回圖書館首頁

手機版館藏查詢

Back

Switch To: Labeled | MARC Mode | ISBD

How Microlending Affects Innovation ...

Hirth, Robert M.

Linked to FindBook

Google Book

Amazon

博客來

How Microlending Affects Innovation and Entrepreneurship: Evidence from Ethiopia.

Record Type:	Electronic resources : Monograph/item
Title/Author:	How Microlending Affects Innovation and Entrepreneurship: Evidence from Ethiopia./
Author:	Hirth, Robert M.
Description:	76 p.
Notes:	Source: Dissertation Abstracts International, Volume: 75-12(E), Section: A.
Contained By:	Dissertation Abstracts International75-12A(E).
Subject:	Entrepreneurship. -
Online resource:	http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=3631552
ISBN:	9781321102932

How Microlending Affects Innovation and Entrepreneurship: Evidence from Ethiopia.
Hirth, Robert M.

How Microlending Affects Innovation and Entrepreneurship: Evidence from Ethiopia. - 76 p.

Source: Dissertation Abstracts International, Volume: 75-12(E), Section: A.

Thesis (Ph.D.)--University of Arkansas, 2014.

This item must not be sold to any third party vendors.

Advocates of microlending suggest it is a sustainable intervention that reaches the poor directly and offers them the means to invest and improve their incomes (Khavul, 2010; Morduch, 1999; Yunus, 2007); yet, impact studies of these interventions have suggested they often have little or even a detrimental impact on borrowers (Van Rooyen, Stewart & De Wet, 2012). This dissertation examines the efforts to promote entrepreneurship and alleviate poverty in developing countries through microlending. I begin by reviewing the microlending literature, and in particular, impact studies of the effect microlending is having in developing countries. Next, I review theory and empirical evidence that suggests innovation is an important mediating mechanism through which capital access may contribute to poverty alleviation. Subsequently, I put forth a person-situation interactional model to explain, at least in part, how two commonly implemented parts of microlending -- incremental loans and joint liability -- may negatively impact innovation adoption and reduce the relationship between capital access and poverty alleviation.

ISBN: 9781321102932Subjects--Topical Terms:

526739
Entrepreneurship.

How Microlending Affects Innovation and Entrepreneurship: Evidence from Ethiopia.
LDR:02651nmm a2200301 4500 001 2062767
005 20151027073814.5
008 170521s2014 ||||||||||||||||| ||eng d
020 $a 9781321102932
035 $a (MiAaPQ)AAI3631552
035 $a AAI3631552
040 $a MiAaPQ $c MiAaPQ
100 1 $a Hirth, Robert M. $3 3177192
245 1 0 $a How Microlending Affects Innovation and Entrepreneurship: Evidence from Ethiopia.
300 $a 76 p.
500 $a Source: Dissertation Abstracts International, Volume: 75-12(E), Section: A.
500 $a Adviser: Alan Ellstrand.
502 $a Thesis (Ph.D.)--University of Arkansas, 2014.
506 $a This item must not be sold to any third party vendors.
520 $a Advocates of microlending suggest it is a sustainable intervention that reaches the poor directly and offers them the means to invest and improve their incomes (Khavul, 2010; Morduch, 1999; Yunus, 2007); yet, impact studies of these interventions have suggested they often have little or even a detrimental impact on borrowers (Van Rooyen, Stewart & De Wet, 2012). This dissertation examines the efforts to promote entrepreneurship and alleviate poverty in developing countries through microlending. I begin by reviewing the microlending literature, and in particular, impact studies of the effect microlending is having in developing countries. Next, I review theory and empirical evidence that suggests innovation is an important mediating mechanism through which capital access may contribute to poverty alleviation. Subsequently, I put forth a person-situation interactional model to explain, at least in part, how two commonly implemented parts of microlending -- incremental loans and joint liability -- may negatively impact innovation adoption and reduce the relationship between capital access and poverty alleviation.
520 $a To empirically test this model, structured interviews were conducted with 340 borrowers of both individual and group-based microloans in Ethiopia across three different microlending organizations and 11 locations. The findings are consistent with a sorting effect in that innovative individuals appear more likely to take individual loans than group loans. Additionally, the results are also consistent with a social pressure effect where innovative individuals taking group loans are less likely to behave innovatively than their peers taking individual loans.
590 $a School code: 0011.
650 4 $a Entrepreneurship. $3 526739
650 4 $a Sub Saharan Africa studies. $3 3172272
690 $a 0429
690 $a 0639
710 2 $a University of Arkansas. $b Management. $3 3177193
773 0 $t Dissertation Abstracts International $g 75-12A(E).
790 $a 0011
791 $a Ph.D.
792 $a 2014
793 $a English
856 4 0 $u http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=3631552