東華大學圖書館 |

Language: English

Help

回圖書館首頁

手機版館藏查詢

Back to Search results for [ null ]

Switch To: Labeled | MARC Mode | ISBD

Online authentication challenges for...

Cutshaw, Jamie.

Linked to FindBook

Google Book

Amazon

博客來

Online authentication challenges for financial institutions in a complex digital era.

Record Type:	Electronic resources : Monograph/item
Title/Author:	Online authentication challenges for financial institutions in a complex digital era./
Author:	Cutshaw, Jamie.
Description:	60 p.
Notes:	Source: Masters Abstracts International, Volume: 55-01.
Contained By:	Masters Abstracts International55-01(E).
Subject:	Banking. -
Online resource:	http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=1598700
ISBN:	9781339040332

Online authentication challenges for financial institutions in a complex digital era.
Cutshaw, Jamie.

Online authentication challenges for financial institutions in a complex digital era. - 60 p.

Source: Masters Abstracts International, Volume: 55-01.

Thesis (M.S.)--Utica College, 2015.

Advances in technology have made it easier than ever before for customers of financial institutions to access their accounts remotely and perform online transactions. However, many of the same advances have also made the illicit use of these processes easier for fraudsters. Compounding this problem is the fact that financial institutions continue to rely on outdated technologies such as the one-time password, which is still the most frequently used method of authentication (Brand, 2014). As this problem is becoming more prominent, many large banks have made improvements to their authentication methods, while many smaller ones have failed to evolve at the same pace (Acohido, 2015). The purpose of this project was to identify online authentication challenges faced by financial institutions and explore possible ways of mitigating them. The research intended to answer the following questions: What methods of user authentication can be used by financial institutions? How do mobile devices affect banks' authentication strategies? How do financial institutions balance robust authentication with user privacy and convenience? The findings revealed that there are a number of viable authentication methods that can be utilized by banks for varying purposes, but due to differences in factors such as device types and customer demographics, there is no universally-applicable solution. The research also revealed that stronger authentication methods can have both positive and negative effects on user privacy and convenience, depending on how they are implemented (Bhargav-Spantzel, 2014). The resulting recommendations focus on malware considerations, the elimination of passwords, card not present fraud prevention, and implementing authentication solutions by device type. Because many strong authentication methods are still in their infancy, future research is also necessary.

ISBN: 9781339040332Subjects--Topical Terms:

1557594
Banking.

Online authentication challenges for financial institutions in a complex digital era.
LDR:02729nmm a2200277 4500 001 2068669
005 20160428074920.5
008 170521s2015 ||||||||||||||||| ||eng d
020 $a 9781339040332
035 $a (MiAaPQ)AAI1598700
035 $a AAI1598700
040 $a MiAaPQ $c MiAaPQ
100 1 $a Cutshaw, Jamie. $3 3183627
245 1 0 $a Online authentication challenges for financial institutions in a complex digital era.
300 $a 60 p.
500 $a Source: Masters Abstracts International, Volume: 55-01.
500 $a Adviser: Paul Pantani.
502 $a Thesis (M.S.)--Utica College, 2015.
520 $a Advances in technology have made it easier than ever before for customers of financial institutions to access their accounts remotely and perform online transactions. However, many of the same advances have also made the illicit use of these processes easier for fraudsters. Compounding this problem is the fact that financial institutions continue to rely on outdated technologies such as the one-time password, which is still the most frequently used method of authentication (Brand, 2014). As this problem is becoming more prominent, many large banks have made improvements to their authentication methods, while many smaller ones have failed to evolve at the same pace (Acohido, 2015). The purpose of this project was to identify online authentication challenges faced by financial institutions and explore possible ways of mitigating them. The research intended to answer the following questions: What methods of user authentication can be used by financial institutions? How do mobile devices affect banks' authentication strategies? How do financial institutions balance robust authentication with user privacy and convenience? The findings revealed that there are a number of viable authentication methods that can be utilized by banks for varying purposes, but due to differences in factors such as device types and customer demographics, there is no universally-applicable solution. The research also revealed that stronger authentication methods can have both positive and negative effects on user privacy and convenience, depending on how they are implemented (Bhargav-Spantzel, 2014). The resulting recommendations focus on malware considerations, the elimination of passwords, card not present fraud prevention, and implementing authentication solutions by device type. Because many strong authentication methods are still in their infancy, future research is also necessary.
590 $a School code: 1754.
650 4 $a Banking. $2 bicssc $3 1557594
650 4 $a Information technology. $3 532993
690 $a 0770
690 $a 0489
710 2 $a Utica College. $b Economic Crime Management. $3 2098214
773 0 $t Masters Abstracts International $g 55-01(E).
790 $a 1754
791 $a M.S.
792 $a 2015
793 $a English
856 4 0 $u http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=1598700